Terms of Use

General

These terms (“Terms”) govern your use of Co-operative Hail Insurance Company Limited website (“Website”), including all services provided through the Website. If you access and use the Website, you accept and agree to be bound by and comply with

• the Terms and
• any terms, conditions, legal notices and disclaimers contained on other pages of the Website.

These Terms also apply when you use a downloadable application or other technology to access any features, content and/or information that is made available or provided on the Website.  In the event of any conflict between the Terms and the terms and conditions applicable to a specific webpage, the specific terms and conditions will govern.  The information, material and content provided in the Website may be changed at any time without notice. Changes may also be made to these Terms at any time without notice. If you access and use the Website, you agree to review the Terms regularly; your continued use of the Website will mean that you agree to any changes.  Co-operative Hail Insurance Company Limited is located in Saskatchewan, Canada.

Links

Links from or to websites outside the website are for convenience only.  Co-operative Hail Insurance Company Limited does not review, endorse, approve or control the content of outside websites.  Co-operative Hail Insurance Company Limited is not responsible for any websites linked from or to the website, the content of those websites, the privacy practices of those websites, the third parties named therein, or their products or services.  Linking to any other website is at your sole risk and Co-operative Hail Insurance Company Limited will not be responsible or liable for any damages in connection with such linking.  Links to downloadable software websites are for convenience only and Co-operative Hail Insurance Company Limited is not responsible or liable for any difficulties or consequences associated with downloading such software. Use of any downloaded software is governed by the terms of the license agreement, if any, which accompanies or is provided with the software.

Privacy

Co-operative Hail Insurance Company Limited is committed to maintaining the confidentiality of your personal information and complying with the Personal Information Privacy and Electronic Documents Act (PIPEDA) and other laws governing the protection of personal information in our possession.  The personal information provided by you to us whether in application, in a notice of loss or any other communication will be used for the purposes reasonably considered by us to be relevant to your policy of insurance, which include adjusting claims, appraisals, claims verification and verification of insurance in force with other insurers.  These uses extend to sharing personal information with, and receipt of personal information from our employee, agents, adjusters, and other insurers providing similar insurance and the use for compilation for statistical purposes.  By making this application you consent to such uses and disclosures, and agree that such consent cannot be withdrawn prior to the expiration of your right in law to enforce a right of claim under the policy.  Co-operative Hail Insurance Company Limited maintains a Privacy Policy, a copy of which is available on request or can be viewed at www.coophail.com, which provides information on our policies and practices for insuring that your personal information is maintained in a confidential, secure and accurate manner.