Member Benefits

Co-op Hail is owned by it’s more than 30,000 members. Producers who purchase a crop hail insurance policy from us become members of the company. There is a one-time fee of $1.00 for the purchases of a share. In addition equity is built up in the members name through the payment of dividends to a maximum of $500. Any excess is paid out in cash.


  • A true co-operative company owned and operated by Manitoba and Saskatchewan farmers.
  • Elected Directors are active farmer/members who set Company policy and direction.
  • Equality: one member – one vote.
  • Members share in savings – Dividends have been paid in over 50% of the companies years of operation.
  • Members build an equity position to a maximum of $500.
  • Coverage in effect until crop is harvested or October 31st whichever occurs first.
  • When your crop loss reaches or exceeds 85% a harvest allowance of 15% is paid to increase your award to 100%. (Final award may be different for deductible policies.)
  • FIRE coverage on all policies if crop is accidentally destroyed by fire.
  • Prompt settlement of claims. ( We are proud to advise that claim settlement usually happens within 7 days of crop adjustment.)
  • Co-op Hail has the financial strength to provide sound coverage.

Get In Touch

Interested in our services? Send us a message for more information!