coop hail insurance

Late July storms damage crops across Western Canada

Canadian Crop Hail Association
Scott McQueen, president 306-956-7143 scottmcqueen@palliserinsurance.com

Late July storms damage crops across Western Canada

The storms occurred July 21-30.

Late July storms damaged crops with hail as large as an inch across Western Canada, according to the Canadian Crop Hail Association.

CCHA member companies are investigating more than 311 claims of crop damage during the time period.

Murray Bantle, of Co-operative Hail Insurance Company, said storms damaged cereals and oilseeds in northwest Manitoba with hail as large as an inch.

“Manitoba has seen minimal hail activity so far this season,” he said. “All reported and completed storms are light damage.”

In Saskatchewan, storms damaged cereals, legumes and oilseeds in the east central and west central areas of the province with ping pong ball sized hail, he said.

“In Saskatchewan, June storm activity was below the 5-year average, as well as storm severity,” he said. “July storm activity below the 5-year average but storm severity was way above normal so far on completed claims.”

Jackie Sanden, of Agriculture Financial Services Corporation, said storms damaged crops in dozens of communities across Alberta.

Cassandra Holt, of Canadian Hail Agencies, said storms damaged crops in the Alberta community of Barrhead. In Manitoba, storms damaged crops in Swan River and Dauphin. Storms damaged crops in the Saskatchewan community of Norquay, she said. Ellen Grant, of AG Direct Hail Insurance, said storms damaged crops in the Alberta communities of Barrhead, Gem, Westlock, Viking and Lacombe. In Saskatchewan, storms damaged crops in Pelly, she said. Manitoba reported storm damage in Hazelridge and Sifton.

Scott McQueen, of Palliser Insurance Company, said storms damaged crops across Saskatchewan with small to golf ball sized hail. He said some of the damage was severe to dry crops. His company recorded 1,300 claims from June 5 to July 17. But, he said, recent storms have been much stronger.

“Poor crop conditions are making loss payments skyrocket,” he said, noting that harvest is underway in all three provinces.
Above normal dry conditions on the prairies have been the main reason for a slower hail season, said Darryl Tiefenbach, of Additional Municipal Hail. “Some of the early reports indicate there was varying sized hail with rain and wind,” he said. “Pictures of some of the hail stones near Invermay were the size of baseballs.”

For more information and past reports: cropinsuranceincanada.org

The Canadian Crop Hail Association (CCHA) has been serving the crop insurance industry since 1915. It is a member-driven organization that represents the interests of the Canadian Crop Hail managing general agencies and insurance companies. These private and government organizations together provide a risk management tool to the farmers across Canada. Members are Additional Municipal Hail Ltd. (Saskatchewan), AG Direct Hail Insurance Ltd, Agriculture Financial Services Corporation (Alberta), Canadian Hail Agencies Inc, Co-operative Hail Insurance Company, Manitoba Agricultural Services Corporation Rain and Hail Insurance Service Ltd., New Brunswick Agricultural Insurance Commission and Palliser Insurance Company Ltd.

Virtual Annual Company Members Meeting 2022 TBA



Co-operative Hail Insurance Company Ltd.


Date: TBA

Time: TBA

Due to provincial health restrictions relating to the COVID-19, Co-operative Hail will continue in taking preventive measures to protect our members, business partners, staff and the community at large.  Our Annual Meeting referred to above will now be


We apologies for the inconvenience.


Location: To be held Virtually

Date: TBA

Commencing at TBA
Advance Registration is REQUIRED in order to attend the AGM, and late registrations will not be accepted.

Register with info@coophail.com to receive your link and meeting materials.  Registration Deadline: Thursday March 18th, 2021

10:00 am Call to Order
Reading of Notice of Meeting
President’s Message
Business Arising from the Minutes
Director’s Report
Auditor’s Report
Financial Statements
Management Reports
Election of Officers
Consideration of All Reports

Reports of Special Committees
Appointment of Auditors
Resolutions, Recommendations
Other Business (Unfinished or New)

Notables for 2020

  • “NEW” $400 Maximum Coverage per Acre
  • “NEW” Soybean Crop Surcharge – Now 1.5 times Basic Rate
  • Our policy expiry date has been extended to October 31st
  • $50 Minimum Coverage per Acre

Evaluating Early Hail Damaged Crops…

Evaluating Early Hail Damaged Crops…

Early hail strikes the Canadian prairies every year, sometimes before the producer buys hail coverage. We are often asked, it hailed on my crop, I don’t have coverage what should I do?

All crop types react differently to hail injury at different stages.

The best thing to do once the clouds clear and the sun come out is take a drive around the area damaged by the storm. Don’t be tempted to bring out the seeder, as the crop always looks the worst right after the storm.  Hail is hard on crops; plants may have broken stalks, stripped or shredded leaves.  However, most young crops have resilience to early hail injury.  We recommend waiting three to five days then evaluate the crop damage.  By the tenth day, you should be able to tell which plants will survive.

Most vegetative or early staged crops have a very good chance of recovery and surviving a hail storm, some with little or no loss. However, as the crop goes through rapid growth stages they become more vulnerable to hail damage.  When evaluating hail damage it is important to determine the stage of growth, the extent of damage to the stand, and the defoliation to leaves and stalk breakage.

When an early stage uninsured crop receives hail Co-op Hail’s underwriting policy is to not insure that crop for 10 days from the storm date. This is so the previous damage differential can be determined if there were another hail storm.

Once plants reach their reproductive stages of growth, assessment will then include the degree of plant injury such as stand reduction, leaf defoliation, stem or stalk damage and any seed or pod damage, all of which may impact the plant production. Plants will need to be evaluated and the percentage of loss identified.

Many crop evaluations are based on research completed on hailed crops at specific stages to determine average loss or damage crops sustain at certain growth stages. Often tables are used to determine the damage from hail injury.

Adjuster Opportunities

Adjuster Employment Opportunities


  • Physically Fit/Confident/Integrity
  • Available during summer months
  • Farm Background (not essential)
  • Have transportation and valid drivers license
  • Enjoy meeting people

We are currently looking for:


Fax or email your Resume along with Completed Adjuster Profile to:


or info@coophail.com

Job Application


Adjuster Licensing Website Links
Saskatchewan Insurance Council Licensing

Saskatchewan Insurance Council Hail Adjuster Bylaws and Study Guide

Saskatchewan Insurance Council Hail Adjuster Licensing Form

Manitoba Financial Institutions Regulation Branch

Hail Adjuster Application