NOTICE TO SHAREHOLDERS
Co-operative Hail Insurance Company Ltd.
Due to provincial health restrictions relating to the COVID-19, Co-operative Hail will continue in taking preventive measures to protect our members, business partners, staff and the community at large. Our Annual Meeting referred to above will now be
HELD VIRTUALLY UNTIL FURTHER NOTICE
We apologies for the inconvenience.
75th ANNUAL MEETING
Location: To be held Virtually
Commencing at TBA
Advance Registration is REQUIRED in order to attend the AGM, and late registrations will not be accepted.
Register with email@example.com to receive your link and meeting materials. Registration Deadline: Thursday March 18th, 2021
|10:00 am||Call to Order
Reading of Notice of Meeting
|Business Arising from the Minutes|
|Election of Officers|
|Consideration of All Reports|
Reports of Special Committees
- “NEW” $400 Maximum Coverage per Acre
- “NEW” Soybean Crop Surcharge – Now 1.5 times Basic Rate
- Our policy expiry date has been extended to October 31st
- $50 Minimum Coverage per Acre
Evaluating Early Hail Damaged Crops…
Early hail strikes the Canadian prairies every year, sometimes before the producer buys hail coverage. We are often asked, it hailed on my crop, I don’t have coverage what should I do?
All crop types react differently to hail injury at different stages.
The best thing to do once the clouds clear and the sun come out is take a drive around the area damaged by the storm. Don’t be tempted to bring out the seeder, as the crop always looks the worst right after the storm. Hail is hard on crops; plants may have broken stalks, stripped or shredded leaves. However, most young crops have resilience to early hail injury. We recommend waiting three to five days then evaluate the crop damage. By the tenth day, you should be able to tell which plants will survive.
Most vegetative or early staged crops have a very good chance of recovery and surviving a hail storm, some with little or no loss. However, as the crop goes through rapid growth stages they become more vulnerable to hail damage. When evaluating hail damage it is important to determine the stage of growth, the extent of damage to the stand, and the defoliation to leaves and stalk breakage.
When an early stage uninsured crop receives hail Co-op Hail’s underwriting policy is to not insure that crop for 10 days from the storm date. This is so the previous damage differential can be determined if there were another hail storm.
Once plants reach their reproductive stages of growth, assessment will then include the degree of plant injury such as stand reduction, leaf defoliation, stem or stalk damage and any seed or pod damage, all of which may impact the plant production. Plants will need to be evaluated and the percentage of loss identified.
Many crop evaluations are based on research completed on hailed crops at specific stages to determine average loss or damage crops sustain at certain growth stages. Often tables are used to determine the damage from hail injury.
Adjuster Employment Opportunities
SPARE TIME = EXTRA MONEY
- Physically Fit/Confident/Integrity
- Available during summer months
- Farm Background (not essential)
- Have transportation and valid drivers license
- Enjoy meeting people
We are currently looking for:
CROP HAIL ADJUSTERS
Fax or email your Resume along with Completed Adjuster Profile to:
|Adjuster Licensing Website Links|
|Saskatchewan Insurance Council Licensing||Manitoba Financial Institutions Regulation Branch